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By Mike Hurney - Sunday, October 13, 2024

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Credit - To Freeze or not to Freeze

By George Skidis - Thursday, September 26, 2024

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iii.  To Freeze or Not to Freeze, That is the Question! by George Skidis

In 2024, several significant data breaches have impacted a variety of industries across the United States. We believe that our readers need to place a freeze on their credit with all three credit bureaus listed below. In addition run a current credit report to look for illegal activity on their accounts.

Here are some of the most notable incidents in the first half of 2024:

  1. AT&T: This telecommunications giant experienced a breach affecting around 73 million individuals. Sensitive information such as social security numbers, account numbers, and pass codes were compromised. The breach, which included data from as early as 2019, was discovered in March 2024.

  2. MOVEit: A massive breach occurred with the MOVEit managed file transfer application, leading to the exposure of data for 77 million individuals. This breach affected a wide range of U.S. entities, including government agencies and educational institutions, and was
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Our Next 12 months

By Mike Hurney - Friday, September 13, 2024

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 Next 12 months Topics?

Contractors

  1. 1. Specific construction services:
  • Home remodeling
  • 3X
  • Landscaping, Ground water, Kitchens, Bathrooms, Paint, Paper?, Basement, Heating/Cooling, Electrical, Charging Station, Solar interconnect
  • Home renovation
  • Siding repair
  • New home construction
  • Roofing
  • Metal roofing
  • Vinyl siding
  • Stone veneer
  1. 2. Construction-related phrases:
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Our last 12 months Topics

By Mike Hurney - Thursday, September 12, 2024

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 Tuesday, August, 27, 2024

6:30-8:30pm Intro, Market RE Update, Main Meeting:], Recap & Adjourn.

Evictions to be Sealed? No more Buyers Broker fees and Home Inspection Law.

July 30,2024 6:30-8:30pm

Finding Real Estate Deals in this "Tough" market A-Z

How come some folks are doing well, finding Properties to Buy/FixUp/Rent or Sell and others seem to just miss opportunities, then cry about it?

  • All the Steps to Purchase Properties.
  • Tenant/Landlord problems and the Simple solutions!

Special Appearance and Special Offer from our Good Friend Tony Youngs! who has made a Career, That's a Successful Career, of finding Opportunities in the Hidden Market!

 June 25, 2024 6:30-8:30pm

Home Depot Discounts/Benefits change! Material$ Up. 4 Projects. Business Basics - Be Right or Rich?<
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Rules for Being Human

By Fr. Louis Guntzlemann - Thursday, August 15, 2024

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Rules for being human:
1 You will receive a body. You may like it or hate it, but it will be yours for your entire period here.
2 You will learn lessons. You are really enrolled in a full-time informal school called life. Each day you will have the opportunity to learn lessons. You may like the lessons or think them irrelevant, stupid or too hard. It makes no difference , you will learn lessons.
3 There are no mistakes, only lessons. You are made to grow and growth is a process of trial and error, experimentation. The pains of "failed" experiments are as much a part of the process as the ones that ultimately "work."
4. A lesson will be repeated until it is learned. The same lesson will be presented to you in various forms, until you have learned it. When you have learned it, you can then go on to the the next lesson.
5 Learning lessons does not end. There is no part of the process of life that does not contain its lesson. If you are alive, there are lessons to be learned.
6 "There" is no better than "here," though the best thing always seems to be \happening "there." When you do get to a "there" and it becomes a "here." you will yearn for another "there" that will, again, look better than "here." Always appreciate the "here."
7 Others are merely mirrors of you. You cannot love or hate something about another person unless it reflects to you something you love or hate about yourself.
8 What you make of life is up to you. You have all the tools and the resources that you need in your mind, heart and body. What you do with them and what attitudes you form are up to you. The choice is yours. Nobody "makes" you.
9 The answers to life's questions lie inside of you. All you need to do is take the time to look, listen and understand.
10 In the most essential things of life, you will always get what you asked for. This happens because of your thoughts, choices and attitudes. You may not get what you wanted but it will be what you asked for. 
(Pinterest 8/14/24)
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Revisiting the Fudamentals

By Jeffrey Watson - Wednesday, July 10, 2024

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1. You become like those with whom you frequently associate.

Look at the people with whom you most frequently interact.
Are they going where you're going?
Are they further ahead or are they holding you back?

To answer those questions, you must be clear in your own mind (and hopefully, you've put it in writing) as to where you are going.

What are your goals?
What principles are shaping your career and business endeavors?

If you aren't clear on the answers to these questions, this is where you need to begin. This is where you escape the shiny-object phenomenon for clear, identifiable goals regarding what you want to do. Instead of saying, "I want to be a Real Estate Investor," be specific and say, "I want to be a Real Estate Investor who uses the BRRR method with a reasonable LTV", or "I want to be a Buy-and-Hold Investor." or "I want to be a Fix-and-Flip Investor taking ugly houses and making them assets in my community" to these questions, look at the people with whom you most closely associate in non-family en
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