Very important meeting, Tuesday 8/28 6:30PM Please forward details to anyone you know that needs help. Thanks, Mike

Next Tuesday August 28, 2012 6:30 – 9:00 PM at our regular monthly meeting we’re hosting Attorney Richard. If you or anyone you know:

* Is getting behind on home payments?

* Has a Lender breathing down your neck for an Auction, Foreclosure or Short Sale?

* Has had an eviction notice served on you by a Lender?

* Is even looking or buying a property that has been foreclosed or is a Short Sale?

* Or have a friend, relative or neighbor who’s facing any of the above?

Then plan on attending this Very Important meeting to learn ALL your Options, from keeping your home with an equitable workout or modification to settling and not ruining your credit!

“You’ll learn the Options you have and the consequences from our Expert in Real Estate Law, Financing and Default. I met and recommended Attorney Richard when a friend was literally days from being Evicted from his longtime home, as a result of a Foreclosure Auction and Possession based on an Unfair Lender’s bait and switch. He’s now very optimistic and looking forward to a positive outcome with the Lender, thanks to Attorney Richard.” Mike Hurney

Here are just a couple of the hundreds of testimonials from his Clients in 2012:

“I am one of millions of people who have had to declare bankruptcy and surrender their homes. In my case, the housing drop put me underwater immediately. That, coupled with the array of other life demands that assault everyone of us from time to time coalesced into the action to unburden myself of an untenable financial albatross and begin again. The professionals (whom I went to for guidance) gave me just that. They were always reachable, immediately! Do not underestimate the importance of this aforementioned statement. Guidance, immediately. The emotional component was acknowledged by everyone of the people I dealt with in a dignified manner. My barrage of questions, concerns, and fears were all put into perspective and solved during the entire legal process. Attorney Richard and his colleague, Cynthia, along with their legal teams have made one of the thorniest patches of my life less painful while attending to business expediently and with great personal energy. I would and have told friends in similar trouble about him and have rarely encountered a service as smart and client centered as they are. I am so grateful.”

Naomi, Mendon

“I called two days before a foreclosure. He put our mind at ease immediately. We did a chapter 13. We had a very large trustee payment we couldn’t handle. We went for a chapter 7 and a loan modification. We did the chapter 7 no problem. I never thought we’d get the loan modification because this would be our third try I thought it would be a waste of money. We were lied and cheated by another law firm and almost lost our home. I was wrong they got it done and they got it done fast. Thank you Cynthia,Arineth,Mike and Felicia. You all have done a great job. Give them a call they could save you too. Thanks again.”

Tim, Abington

“To the staff at Attorney Richards Legal Association. My name is Marlene (last name deleted) I was feeling the pressure of bill collectors, it was insane the numerous phone calls and threats I was receiving, I felt stressed and helpless. I tried working with them, but they wouldn’t work with me. The best thing happened to me in therapy. My therapist told me about maybe thinking about Bankruptcy. We looked up and found your firm. I called and your staff, especially Maeg saved me and my situation. I would like to thank you and god bless your firm and staff.”

Marlene, Everett

“In January of 2011 I lost my job. My husband and I depended on both of our salaries to pay our monthly bills. We decided that we had no other alternative than to file Chapter 7. This was a very emotional decision for us. I was recommended through a friend to contact Attorney Richard. Richard, Cynthia and the entire staff were very professional. This company is outstanding and valuable, they are very dedicated to all of there clients. Cynthia in particular, I found to be very compassionate. She has helped me through many difficulties. I highly recommend this company to anyone seeking Bankruptcy, and have to all my friends.”

Marc from Foxboro

Tuesday, August 28, 2012 6:30 – 9:00 PM SpringHill Suites Hotel, 43 Newbury Street (Route 1 North, just before Sonic carhop) Peabody, MA 01960 978-535-5000 Always Free to members, Only $25.00o for Guests or $99/year to join.

I look forward to seeing you at this important meeting, Mike Hurney, Director, MassRealEstate.net PO Box 307, Marblehead, MA 01945 781-639-8616 Office/Fax [email protected]

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