Taking a minute will let you know whether or not you should refinance.
1. Will you be staying in your current home? What’ s the payback for refinancing and will you recoup your costs?
2. What’s the benefit of lower payments? If things are tight now, give your self a break. Or can you go after other payments with the savings?
3. Is Free and Clear a realistic goal? Some 15 year rates will allow you to take that high 30 year note and pay it off much sooner.
4. Can you qualify for a better rate than you have now? Either call 781-405-1845 or email [email protected] and I’m glad to review your options. Hey Real Estate Investors, I can even qualify your Buyers! Mike Hurney NMLS #43341