(Monday May 14, 2012 noon) – I look forward to catching up with you soon at one or more of these important events, Mike

1. If you know someone looking in this area for property or $ we appreciate your referral.
As you know Real Estate is a “Real” local business so tonight I’m working with Linda,
a Broker who’s got the local market, in Cantabrigia (Latin name for the People’s Republic of Cambridge?)
down cold. She’s glad to find your home or investment property and if there’s any way to finance you into that property I’ll find it as a Licensed Loan Officer with Franklin America!

Tonight, Monday May 14 we’re at Starbucks:
What’s Hot and What’s Not?
First time buyers and sellers get the info you need!
Free Seminar at Starbucks
Kendall Square at the corner of Broadway and Ames St
Monday May 14 5:30 – 6:15 pm

2. Tomorrow evening Tuesday, May 15 I’m working with my SEO/SEM group on Memorial Drive. You can email me for an invite if you’re into promoting your Products/Services on the web.

3. Friday May 18, 7-8:30PM we’re at Denny’s of Danvers for our Movers and Shakers meeting.

4. Tuesday, May 22 10:00 – 5:00PM it’s the New England Condominium’s Condo Expo. If you’re Buying/Selling/Living in a condominium this is YOUR DUE DILIGENCE. It’s a essential to keep up with the changing rules and regulations
on Condos (as Judges often say ignorance is no excuse in complications with the law) and you can cover everything in just over half a day.

5. Our regular monthly meeting is Tuesday, May 29 6:30 – 9:00PM at the SpringHill Suites, 43 Newbury Street (Route 1 North just before the Sonic carhop) Peabody, MA
We’re covering Buy/Sell/Networking, BPOs and Asset Protection.

See you soon, Mike Hurney, Director MassRealEstate.net PO Box 307, Marblehead, MA 01945 781-639-8616
MHurney@FranklinAmerican.com NMLS#43341

(Friday May 11, 2012)

Candi, one of the Top Brokers in Newton, has a great, move-in ready, Condo for Sale only $449,000 at 15 Frederick Street, Newtonville, MA. You can reach her at the office 617-731-4644 X 32. Good Luck!

I’m partnering with Linda in Cambridge Monday May 14 5:30 – 6:15 PM Market Update, First Time Homebuyers Seminar. Linda has an informative First Quarter report for you. I’ll be introducing a Low Downpayment 3.5% with NO PMI and Competitive Jumbo Loans. Coffee’s on me, see you there, Mike! Buyers, I’m glad to work with you on these financing programs. RE Brokers I’m available for partnering with you at your office or our Branch in Woburn to do these Informative Seminars.

Dave 978-532-5410 the Door and Window Contractor that spoke to us at the last meeting is having a Dinner at his Club in Beverly this Friday May 11 Prime Rib or Lobster $15.00 You can join us or ask his advice on your next Rehab project.

Movers and Shakers is Friday May 18, 2012 at Dennys of Danvers 7-8:30PM we’re drilling deeper into Wholesaling. Bill’s got a form he uses for his Birdogs if you’re interested in working with him?

Our Main meeting is Tuesday May 29, 2012 6:30 – 9:00 PM Buy, Sell and Networking. Bruce will show us how he does his BPOs (Broker Price Opinion) studies for foreclosing Banks and can even teach you how to do it. Also Asset Protection, which entities make sense for your own residence and which for your Investment Property.

I look forward to seeing you soon, Mike Hurney, Director,
www.MassrealEstate.net
PO Box 307, Marblehead, MA 01945
MHurney@FranklinAmerican.com
781-639-8616 NMLS#43341

Mike Hurney, Franklin American Mortgage Co, 400 Trade Center, Suite 5900, Woburn, MA 01801

MHurney@FranklinAmerican.com

781-405-1845 cell, eFax 866-666-7143

NMLS #43341

1. They say there are 3 types of people: Those that do it and make things happen. Those that sit and watch things happen. And those that ask “Huh, What just happened?” From where I’m sitting it looks as if we’ve bottomed out, on the Real Estate market, inventory is low and prices are starting to creep up.

When I or my students buy, we’re always below market and when we sell fixed up, we’re still below the market prices. I’m glad to explain How or You can get my course “How to Become a Real Estate Investor in 12 Easy Lessons” just call 781-405-1845

Back to the three types of people. As I’m writing mortgages as a Mortgage Broker MHurney@FranklinAmerican.com in Woburn, I am seeing more transactions and list price or higher, purchases. However rates are still low. My point is: If you’re considering a purchase, take advantage of the bad weather, get out there and make some offers because a couple of nice weekends should move things up even faster. Why not make things happen yourself?

2. I spoke to Tom the Plumber this morning, last week he took care of several leaking Vanities for me which turned out to be nice upgrades for those Tenants. No, I didn’t raise the rent the next day. and Tom had this to say:

“Plumbing and heating systems are at the core of your properties value. They’ve served you well. Upgrading these systems is very important for your safety, health and prosperity.

Why wait  to enjoy the benefits, given today’s incentives of Equipment Rebate$, Economy of operation and Aesthetic values.  In other words it’s now about half price for some upgrades. Do it now. If you’re able to call me before 5 pm  Monday we can get your Project done quickly, inexpensively and you can start enjoying these upgrades right away! 617-697-7330 Tom

3. Dave also has an incentive for Doors and Windows 978-532-5410 something like 19 installed windows and he’ll throw in the 20th (5% discount).

I hope you can Enjoy the Bad Weather this weekend by getting out, kicking some curb and making offers to purchase! You can call or text me to put it together, finance wise 781-405-1845

Mike Hurney, Director Mike@MassRealEstate.net PO Box 307, Marblehead, MA 01945 781-639-8616 MHurney@FranklinAmerican.com 781-405-1845 cell NMLS #43341

Sign at a Church on Lynnfield St “Honk if you love Jesus. Text if you want to see him!” Obviously written by someone over 25 and of course not seen by anyone under 25;-)

Good meeting last Tuesday 4/24 and more importantly most members did some business.
As my mother often told me when I was young “Seek and ye shall find!” (meaning find it yourself and don’t bother me;-) but more recently I’ve found it to mean: Whatever YOU look for, and ask for, YOU will find! So don’t keep your Successes or Concerns a Secret when you attend our upcoming meetings.

Meeting – A member looking to overcome a little shyness with making offers found a solution.
(Whoops that was for me to send him Lesson #4 of my famous course
“How to Become a Real Estate Investor in 12 Easy Lessons”) Henk, it’s in the mail! Email that is.

Next Don told us of his marketing progress with finding interested Sellers (a huge 11+% response),
also how he’s able to find a property’s true value which let’s him accurately make offers.
Another investor, Jane, is working in the same area and they’ll probably work together.
Now I’m working with Jane to try and refinance three of her properties that have rates around 6.5%

Flory used Noel 617-347-6850 to stage a house then he it got under agreement and should be ready for another.

With only those few examples, it’s easy to see we’ve got a lot of local Talent and Expertise for networking and I’m glad it’s working so well.

Speakers/Experts – Dave was good. He’s the exterior contractor that installs Windows, Doors, Siding and Gutters You can call him for advice at 978-532-5410 or an estimate. He’s now got a Banner on the home page.

John MacIssac the lead Inspector showed us how you save Time and Money by hiring him, up front. You really don’t save anything when you try to determine what does have lead paint on it and try to remove it. Delead yourself? I don’t think so, least not the first time! 800-349-7779

Adam from IEE the DeLeading training school, explained When you need a license and how to get a it, expiration dates, fees and uses. Several of our Do-it-yourself members are already qualified for this. 603-845-6326

Tom on Heating, Gas fitting and Plumbing 617-697-7330. It’s often better to work on a Time and Materials basis with an Upset price rather than a Fixed Bid and Tom explained why. He then went on: “For one quarter of the price of a new car you can now get a new heating system or complete bathroom makeover. All the incentives are there now. Including your tax refund. You can’t change the economy but you can change your own realm. Don’t wait until Winter.

Lisa asked me How to get information on our Homepage Blog? It’s through the “Comment” button on each Posting however I’ll see if our WebMeister can get postings directly on it.

I’ll see you soon at Movers and Shakers 5/18/2012 7-8:30 PM and our Survey should be out shortly.

Mike Hurney, Director MassRealEstate.net PO Box 307, Marblehead, MA 01945 781-639-8616

Important Article:     I’ve got a good friend Bob that turned his life around in the past eight months with advice from his Doctor and a book called the China Study. He’s suggested many times that I read it. Finally I did:-0 If you go to www.TheChinaStudy.com and read the 7 page excerpt, I think you’ll be impressed. I’ve got faith that you’ll take some of the suggestions to heart, especially knowing how many people in your life depend on you and look up to you.

RE Market:     How do you know when a Market has bottomed and is turning up? I think we’re here! Although it could be derailed with events way beyond our control. This Friday at our Movers and Shakers meeting at Denny’s in Danvers, 152 Endicott Street, Danvers MA 01923 7-8:30 PM we’ll cover our Networking, Round Robin for What’s working? and What you need? Also let me know your “farm area” (the area you cover in your Real Estate business) and we’ll do a quick analysis of it, showing where your opportunities are.

Gas conversion:     Tom the Plumber (www.ThomasHoyle.com) 617-697-7330 is kicking off his Spring Boiler Conversion season:

“• My customers continue to respond to the tremendous price advantage of natural gas.
• Converting to natural gas can save you up to 50% on your heating costs, with heating oil
prices more than double the cost of natural gas. And with the Iran/Israel/USA situation still volatile, could rise even higher.
• The Natural Gas vs. #2 Heating Oil Chart developed using the U.S. Department of Energy Pricing
Forecast: www.eia.doe.gov/steo confirms how the price advantage continues to increase year-after-year.
Help our Environment
• While my customers are driven by cost savings, don’t forget that natural gas reduces CO2 emissions by 27% compared with heating oil.
Greater Convenience
• Additionally, natural gas is delivered directly to your home or rentals using underground pipes,
eliminating the need to schedule deliveries and providing a more reliable source of heating fuel.

Act now and you could cut your home heating bills in half*!
Convert to clean, natural gas.
*Savings and energy efficiency experiences may vary. Offer is not valid to customers unless a gas main is in front of their home.
Additional fees will apply for those customers requiring a service line connection. Some restrictions may apply.”
You can call 617-697-7330 now to setup an appointment for us to check out your system before this offer ends.

Tom has also been stressing that if you have a Plumbing problem: leaking pipes, bad venting, slow drainage, inadequate/over shooting your Thermostat settings you can also give him a quick call. As you know when you sell, the new Buyer will take money off the purchase price plus a premium to have it fixed. Why not enjoy a  working system now?

See you tomorrow evening! Mike Hurney, Director www.MassRealEstate.net PO Box 307, Marblehead, MA 01945 781-639-8616

We’ve got some great educational/networking Seminars coming up to help us with the Spring Market!

1. April 13, 2012 7-8:30 PM Movers and Shakers will start with our Round Robin to see what everyone is working on, what they need and where they’ve found success. Then an Update on the Market

2. Sunday April 15 we’re able to attend the Wealth Seminar featuring Louis Brown and Wendy Patton

3. The Last Tuesday of the month April 24 we’re hosting a Contractor Panel on what we need for our upcoming Rehab/upgrade work. Lead Paint problems and Wholesaling.

more on the Wealth Seminar….

If you haven’t heard two National Speakers: Louis Brown and Wendy Patton you are in for a Treat, an Educational day and a Success Plan you can enhance your current business with. I consider Lou and Wendy friends and Successful Investors.

Lou – Street Smart Secrets To Building a Streamlined, 24/7 Cash Machine”… Real Estate Investing the Street Smart™ way can free you up to enjoy life in a whole new way! You won’t find anything else like this anywhere…

Wendy – Lease Options, Rent to Own, Land Contracts, Contract for Deeds, and Creative Seller Financing for the real estate investor and agent.
You can sign-up NOW for the Wealth Seminar, Sunday April 15, 8AM – 3PM Dedham, MA. Because folks are busy and may forget their commitments there’s a $99 hold charge for the 8-3PM Wealth Seminar. Those attending 8-3pm receive their $99 charge, back at 3PM.

We also have a VIP offering April 15, (Upfront Seating at Tables, Buffet Lunch with Speakers and a Special Session with Louis Brown 3-6PM for only $99.)

Anyone signing up at the www.MassRealEstate.net site for either event will receive a choice of two out my 3 most requested Special Reports:

#1 – HOME BUYERS: How To Avoid Seven Costly Mistakes!
#14 – SELLERS: How To Easily Increase The Value Of Your Home!
#25 – INVESTORS:  The 5 Best Ways To Invest In Real Estate Today!

First 15 folks can get all three;-)

I’m sure you’ll enjoy this Easter weekend as much as I do and I look forward to seeing you at one or all of our events to get ready for the Spring Market: Friday April 13, 7-8:30PM Movers and Shakers, Danvers, MA . Sunday 8AM -3PM Wealth Seminar in Dedham, MA.  Tuesday April 24 6:30 -9:00PM Contractor Panel, Lead and Wholesaling, Peabody, MA

Mike Hurney, Director, MassRealEstate.net PO Box 307, Marblehead, MA  01945 781-639-8616

Tonight Tuesday, March 27, 2012 at 6:30 PM we’re meeting at the SpringHill Suites, 43 Newbury Street (Route 1 North just before Sonic Carhop) Peabody, MA

We’re covering 1. Avoiding lead paint problems, 2. Insurance saving tips 3. Tax Sales in Mass. and of course Buy/Sell/Networking

I’ve had several questions about Lead paint recently and I’ll share the Right Way to handle it. Insurance always seems to be going up and we can not get by without it, however what coverage makes the most sense for us? Then Tom will show us how to take advantage of this great opportunity to Buy secured interests in a property. I spoke with him yesterday and he told me the difference between Foreclosure Buyers and Tax Sale Buyers, Tax Amnesty and Elderly Exemptions. Then I spoke to our Tax Assessor and how these upcoming Tax Sales work from their perspective. I look forward to seeing you guys tonight! Mike

Tom “In The Commonwealth of Massachusetts, Cities and Towns are allowed to sell their “debt position”, or “tax titles” by assignment at public auction.  Tax title assignees step into “the shoes” of the municipality and become the first position lien holder.  Tax title assignees can file for foreclosure of the right of redemption.  If the taxpayer does not redeem prior to the foreclosure judgment, the tax title assignee gains ownership of the property and the taxpayer is not entitled to any surplus, or equity.  Property owners who wish to redeem their properties must pay 16% interest, plus the principal to redeem.  If an investor does their homework, it’s tough for them to lose.”

They are going to be holding a “Tax Title” auction in Apr 10th for the city of Weymouth. There are 75 properties being sold for 3 million taxes with an assessed value of 21 million.

“My name is Tom and I’m a principal owner and auctioneer. In early April, we will be conducting an auction of tax title assignments and tax possession property for a desirable Massachusetts town on the South Shore.  We would appreciate the opportunity to speak at one of your meetings, prior to the auction, to share information with your members.”

I’ll see you tonight, Tuesday March 27, for “Lead, Insurance, Buy/Sell/Networking and How to Buy Tax Liens in Massachusetts” 6:30 – 9:00PM at the SpringHill Suites, 43 Newbury Street (Route 1 North just before Sonic car hop) Members always FREE, Only $25 for guests. Only $99/year to join ($8.25/ meeting)

Mike Hurney, Director MassRealEstate.net PO Box 307 Marblehead, MA 01945 781-639-8616

Email that went out 3/22

Good morning Fellow Investors,

1. Tax Sales. 2. Last Friday. 3. 2% cashback. 4. High ROI.

1. Tax Sales in Mass?? What are you making on your money now .5 – 1% Many Cities and Towns are having trouble funding their “overhead” like defined benefit Pension Plans and increasing School costs (some estimate 80% of local Real Estate taxes go to Schools and 80% of that goes to Teachers and Administrators salaries. (don’t get me started on that)

Anyway, declining revenue and increasing expenses have Cities and Towns looking everywhere for funds and why not Auction off Tax Liens like most states do? Tuesday March 27, 2012 6:30 -9:00PM we’ll hear from Tom THE Auctioneer on how to take advantage of this upcoming opportunity, while helping Cities and Towns:

“In The Commonwealth of Massachusetts, Cities and Towns are allowed to sell their “debt position”, or “tax titles” by assignment at public auction.  Tax title assignees step into “the shoes” of the municipality and become the first position lien holder.  Tax title assignees can file for foreclosure of the right of redemption.  If the taxpayer does not redeem prior to the foreclosure judgment, the tax title assignee gains ownership of the property and the taxpayer is not entitled to any surplus, or equity.  Property owners who wish to redeem their properties must pay 16% interest, plus the principal to redeem.  If an investor does their homework, it’s tough for them to lose.”

2. Last Friday a big group of investors at Denny’s, for our Movers and Shakers, nice. I covered: The “4 corners” of an Applicants qualifications. Most importantly, how you can insure the House you are Selling does not come off the market and have the Sale fall through! I’m glad to offer my PreQualification service for your Buyer. How much do you take as a down payment to keep a Sale going? What are a Buyer’s real issues? Can your own Home Inspection help?

We also matched some folks up and I’d like to continue this at future meetings, let’s call it hmmmmm NETWORKING? Ok here’s how it went; Glenn an Investor is looking in Leominster at a property, Chris a Broker is familiar with the area and actually knew the house. Glenn here’s Chris, Chris this is Glenn. You can exchange contact information and stay in contact. John and Kathy are interested in Self Storage, Mike was attending a SS Auction the next day and had a lot of insight into SS. Guys please exchange contact information? Next Tuesday let’s keep it going!

3. I’m helping members sign up for the 2% cashback at Home Depot. Every time you’re there you’re leaving money on the table until you sign up.

4. Tax Refund? Tom our inhouse (THE expert that attends some of our meetings with advice. He’s worked for many  of our members, saving them time and money) Plumbing Contractor says the highest Return On Investment you can have today is to Update your Bathrooms and/or Install a Laundry room near where you dress, not in that creepy cellar. He’s starting to get busier and staffing up. You can call him at 617-697-7330 to get going and invest in your own property. That’s got a high ROI and a little comfort for yourself and your family. If you don’t do it, when you sell someone else will and take the cost off your selling price!

See you at our main meeting Tuesday, March 27, 2012 6:30 – 9:00 PM where we’ll cover the lucrative Tax Lien business here in Massachusetts. You don’t have to travel to Pennsylvania, Ohio, Texas or wherever the Gurus say you have to go. Kind of like “Stay at home” investing?

Tuesday, March 27 6:30 – 9:00 PM SpringHill Suites, 43 Newbury Street (Route 1 North, next to Sonic carhop) Peabody, MA 01960
Investing, financing questions? You can call me at 781-248-6907, Mike
Mike Hurney, Director www.MassRealEstate.net PO Box 307 Marblehead, MA 01945 Mike@MassRealEstate.net

PS I’m doing an Introduction to Aikido at the “Hut” 1 Tyler Street, Newton, MA at 10:00 AM 3/24/2012 for any interested Martial Arts buffs or beginners. $15.

Massachusetts Real Estate Investors Association
PO Box 307, Marblehead, MA 01945, USA

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This Friday 7-8:8:30 pm at Denny’s of Danvers,152 Endicott Street, Danvers, MA 01923 we’ll be showing the requirements for First Time HomeBuyers. Many Investors know their “pay day” hinges on the sale of a property. They also know a “retail” sale has the highest return for them. The property must be in perfect condition to complete a quick, profitable sale. However Investors may not know what it NOW takes for a PreApproval for those Buyers. I’ll be outlining what they need do need!

We’ll also have our regular Movers and Shakers session where we’ll share what we’ve been working at successfully, difficulties we’ve encountered and how we’ve overcome those difficulties (round robin style).

Last Sunday I met an impressive Lady, Kerry. A local Broker who’ll help us by showing what she considers a couple of great “First Time Buyer” type deals. She’s also a very good Property Manager which we’ve had many requests for!

See you Friday! Mike Hurney, Director, MassRealEstate.net PO Box 307, Marblehead, MA 781-248-6907 cell

PS I’m also working on getting our members signed up for the 2% CashBack program at HomeDepot, if you’re not on it? You may be leaving money on the table. Bi-Annual payout.